Another way to send money but it is not for me.
Wells Fargo bank has a service they call Express Send
First you would need a Wells Fargo account or set one up.
Go to Wells Fargo and ask them to set up express send, be sure to have your account number with you and your id and it helps to have your ATM card for the first send.
Be sure to give them a peso account number for it to go into if you or family have an account.
Philippines – You can send up to $3,000 per day to your beneficiary at BPI, BDO and Metrobank. You can send up to $1,000 per day to your beneficiary at M Lhuillier and Cebuana Lhuillier.
Have them do a test send a small amount for you into your BPI, BDO or Metrobank account or you can send cash to one of the pawn shops above.
Then once you go online to your Philippines account and see that the money arrived or your family member receives it. From then on you can sign into your Wells Fargo account and send more money anytime you want from your Wells Fargo account.
Just be prepared for the $5 fee and the approx 3.5% or so for the money exchange service fee.
I tried to set this up yesterday and today but since they will not allow the sending of dollars, I will not bother with this. Also the limit is $3000 and at a 3.5% exchange fee, that is about a $105 exchange fee plus the $5 they charge, so surely not worth it for me to bother with but some might find it to be cost effective if they are already getting less for their exchange and paying fees.
You can check the actual exchange rate HERE
that you should be getting minus their fees.
For us it is easier to have our BPI account linked to our niece in Davao's account and have her send the money via a local pawn shop wherever it might be needed within the Philippines that we are not in country.