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#1 renocouple

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Posted 06 January 2011 - 06:00 PM

hi WoF,

I tried to search the paypal post before but i cant find it!!! Btw, does some of you here have tried sending money thru paypal to the Philippines? How does it work? And how long does it take? If i will open a paypal card (i have an account online only) can i use it to withdraw money in the PI? And do they need a paypal card also in the PI or can i open one for them? Thank you for the replies!!!

pau

#2 Gie88

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Posted 07 January 2011 - 02:56 AM

me too, same questions. i jus wonder how it works.

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#3 Fritz

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Posted 07 January 2011 - 04:00 PM

First off the best way to send money on a regular basis is to open an account at a credit union, building society or similar banking institution that has no fees on international withdrawals other than the 1% currency conversion charged by Visa & Mastercharge. Then send a card for the account to the person who will be receiving the money.

The fees & options for Philippines are on the PayPal site.
Go to PayPal.com...do not log in.
Click the "Personal" tab
Under the "Send Money" heading below the ad picture, select "Internationally"
At the bottom of this page you will see 4 options for more info
*How Much Does It Cost to Send Money in the US?
*How Much Does It Cost to Send Money to Other Countries?
*How Do Recipients Get the Money?
*Do Recipients Need a PayPal Account?

For Philippines, select How Do Recipients Get the Money? & select Philippines from the drop down menu
Today they are showing the the following options
QUOTE
Recipients in the Philippines can withdraw money you send using one of the following options:
Spend the money online at thousands of stores that accept PayPal
Transfer it to their U.S. bank account (withdrawl takes 3-5 days)
Transfer it to their local bank account (withdrawl takes 3-5 days)
Transfer the money to the account of a credit card, debit card, or prepaid card they have added to their PayPal account

PayPal changes the rules from time to time, so check their website to be sure of your options.

There is also a calculator on this page that will show you how much it will cost to send a given amount to another country. When sending you can either pay the fee as an extra cost or have it deducted from the amount you send.

When you log into your account you will be able to view the full fees disclosure in the "User Agreement".
Click on the "Legal Agreements" link at the bottom of the page, then cllick on the "PayPal User Agreement" link.
The detailed fee disclosure is Section 8 of the agreement.

Click on "Debit Card Agreement" for a detailed disclosure of fees and restrictions on debit cards.

I hope this helps
Fritz

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#4 Gie88

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Posted 08 January 2011 - 06:07 AM

Thank you so much Fritz smile.gif

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#5 AYENSGUYTOM

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Posted 08 January 2011 - 07:59 PM



I have a PayPal ATM card and I did use it in Boracay, PI

But isn't XOOM still the best way to send money ?




#6 SeeSea

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Posted 15 March 2011 - 09:54 PM

<!--coloro:#4B0082--><span style="color:#4B0082"><!--/coloro--><!--fonto:Lucida Sans Unicode--><span style="font-family:Lucida Sans Unicode"><!--/fonto-->

I have a PayPal ATM card and I did use it in Boracay, PI

But isn't XOOM still the best way to send money ?<!--fontc--></span><!--/fontc--><!--colorc--></span><!--/colorc-->


I think the best way is through RIA

http://www.riafinanc...eyTransfer.aspx

There are many outlets around my town (in Canada), first one is free, then it's $10 for every $1000 (but if you send $100 it's still $10) then after that it's 1% of the total sent. The money goes instantly to MLhuillier or BDO, no waiting, it's just fast and convenient.


.. on second thought it looks like XOOM is cheaper for those in the USA with US bank accounts!

Edited by SeeSea, 15 March 2011 - 09:56 PM.



#7 Rhen

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Posted 19 January 2012 - 02:45 AM

Try money gram

#8 Ampalaya

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Posted 19 January 2012 - 05:23 AM

I sell my artwork internationally via Paypal. Cost me 3.9%. Paypal deposits it in my bank account!
Takes about one week.
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#9 Fritz

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Posted 19 January 2012 - 05:55 AM

I sell my artwork internationally via Paypal. Cost me 3.9%. Paypal deposits it in my bank account!
Takes about one week.

Note that is merchant fees on an account used for a business. Those fees on money received by the account are in addition to all of the other fees applied to transactions on a 'free' personal account.

The business account fees are disclosed on the PayPal website.

The adventure continues
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have the good luck to get it
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#10 rbacon

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Posted 19 January 2012 - 05:59 AM

Everyone who sends or receives money internationally has individual requirements and comfort zone which must be maintained.

I'm perfectly happy with having a smooth relationship using XOOM for about 3 years now, directly to a PI bank account, on almost a weekly basis. The money is available in the recipient's account in 20+ minutes and costs me about $6 per remittance.

For business transactions, I was unable to initialize credit card receipting with Paypal so use a Merchant Service, whose fees are a daily aggravation, but cost of doing business. I found, also, that many people having to send me money did not like Paypal, so I use both Paypal and a separate Merchant Service for credit card transactions.

Before starting with XOOM, I tried to set up Paypal remittances to a bank account in the PI, and it just didn't work smoothly, so I went to XOOM.

--Ray B

I sell my artwork internationally via Paypal. Cost me 3.9%. Paypal deposits it in my bank account!
Takes about one week.



#11 teddybabe

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Posted 22 January 2012 - 01:25 PM

First off the best way to send money on a regular basis is to open an account at a credit union, building society or similar banking institution that has no fees on international withdrawals other than the 1% currency conversion charged by Visa & Mastercharge. Then send a card for the account to the person who will be receiving the money.

The fees & options for Philippines are on the PayPal site.
Go to PayPal.com...do not log in.
Click the "Personal" tab
Under the "Send Money" heading below the ad picture, select "Internationally"
At the bottom of this page you will see 4 options for more info
*How Much Does It Cost to Send Money in the US?
*How Much Does It Cost to Send Money to Other Countries?
*How Do Recipients Get the Money?
*Do Recipients Need a PayPal Account?

For Philippines, select How Do Recipients Get the Money? & select Philippines from the drop down menu
Today they are showing the the following options
<!--quoteo--><div class='quotetop'>QUOTE </div><div class='quotemain'><!--quotec-->Recipients in the Philippines can withdraw money you send using one of the following options:
Spend the money online at thousands of stores that accept PayPal
Transfer it to their U.S. bank account (withdrawl takes 3-5 days)
Transfer it to their local bank account (withdrawl takes 3-5 days)
Transfer the money to the account of a credit card, debit card, or prepaid card they have added to their PayPal account<!--QuoteEnd--></div><!--QuoteEEnd-->
PayPal changes the rules from time to time, so check their website to be sure of your options.

There is also a calculator on this page that will show you how much it will cost to send a given amount to another country. When sending you can either pay the fee as an extra cost or have it deducted from the amount you send.

When you log into your account you will be able to view the full fees disclosure in the "User Agreement".
Click on the "Legal Agreements" link at the bottom of the page, then cllick on the "PayPal User Agreement" link.
The detailed fee disclosure is Section 8 of the agreement.

Click on "Debit Card Agreement" for a detailed disclosure of fees and restrictions on debit cards.

I hope this helps
Fritz


Fritz, do you have a short list of larger nation wide banks that does not charge the international withdrawal fee?

thanx

#12 FlyBy

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Posted 22 January 2012 - 05:13 PM

I used to use XOOM as my favorite remittance method until they suddenly terminated my account for no good reason. I got an email from them one day, which read:


"We write to inform you that, after careful review, we have disabled your Xoom account for violations of the Xoom User Agreement, effective immediately.

This decision cannot be appealed, and our customer service team will not be able to discuss the matter with you beyond restating the above.

Nonetheless, if you feel compelled to contact Xoom regarding this decision, you may send an email to us at xxxxxxxxxxxxxx.

Very truly yours,

The Xoom Compliance Team"

***

As it turns out, XOOM has been doing this over the past several years, and users all over are saying they did nothing wrong that violated the TOS, so it is something of a mystery why XOOM is doing this.

Turned out to be a blessing in disguise, as I found Express Send, through Wells Fargo, which is included at no charge through my acct with them. For most folks, it will be a $5 fee, and a MUCH MORE FAVORABLE EXCHANGE RATE. So I said goodbye and good riddance to XOOM after they dumped me.

A quick Google finds many people being dumped by XOOM
CLICK
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#13 IamAGeek

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Posted 22 January 2012 - 05:34 PM

You can also use PayPal with a UnionBank Card. Here is the LINK.
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#14 James in Austin Tx

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Posted 22 January 2012 - 08:05 PM

Guess I am blessed with XOOM as I send the house payment, school payments, she sends car payments all with Xoom bank to bank (usually in 10 minutes) and 4.99 always...
OOh well maybe Im just lucky..


I used to use XOOM as my favorite remittance method until they suddenly terminated my account for no good reason. I got an email from them one day, which read:


"We write to inform you that, after careful review, we have disabled your Xoom account for violations of the Xoom User Agreement, effective immediately.

This decision cannot be appealed, and our customer service team will not be able to discuss the matter with you beyond restating the above.

Nonetheless, if you feel compelled to contact Xoom regarding this decision, you may send an email to us at xxxxxxxxxxxxxx.

Very truly yours,

The Xoom Compliance Team"

***

As it turns out, XOOM has been doing this over the past several years, and users all over are saying they did nothing wrong that violated the TOS, so it is something of a mystery why XOOM is doing this.

Turned out to be a blessing in disguise, as I found Express Send, through Wells Fargo, which is included at no charge through my acct with them. For most folks, it will be a $5 fee, and a MUCH MORE FAVORABLE EXCHANGE RATE. So I said goodbye and good riddance to XOOM after they dumped me.

A quick Google finds many people being dumped by XOOM
CLICK



#15 Fritz

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Posted 23 January 2012 - 03:20 AM

Fritz, do you have a short list of larger nation wide banks that does not charge the international withdrawal fee?

thanx

I haven't found such a list. What I usually advise is to compile a list of banks and credit unions in the local area and contact each one to ask after their debit card terms and any other special transfer offers they may have such as the Express Send by Wells Fargo that FlyBy uses.

The adventure continues
Fritz

May you find what you want in life,
know it when you see it and
have the good luck to get it
... and keep it!!!


#16 Fritz

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Posted 23 January 2012 - 03:26 AM

Guess I am blessed with XOOM as I send the house payment, school payments, she sends car payments all with Xoom bank to bank (usually in 10 minutes) and 4.99 always...
OOh well maybe Im just lucky..

Definitely lucky ... For me Xoom is asking $5.99 for cash or bank to bank in pesos and $7.99 in US dollars.

Keep on truckin'
Fritz

May you find what you want in life,
know it when you see it and
have the good luck to get it
... and keep it!!!





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